Rebuilding Your Credit Credentials With The Latest Tools

Lots of people show off their degrees and certifications in a number of areas, but these days, it’s easier than ever to show off your credit-intelligence too. Here are a few ways you can do just that.

FICO now offers the FICO Pro certification. Primarily helpful for those with debt consolidation companies or credit repair businesses, it’s an easy certification to get, and it may enhance your credentials among potential clients immensely. You simply complete three different sets of curriculum presented by AllRegs, the company behind FICO, and complete an online test. If you like, you could do it in a single afternoon.

FCRA also offers a certification program. The trade associate, the Consumer Data Industry Association, is offering an online course that certifies you are well aware of the principals behind the Fair Credit Reporting Act. Unlike the FICO certification, you actually have to work within the industry to get this certification, and it’s a bit more difficult, but well worth it if certifications are important to your company.

Credit Sesame also offers a Credit Badge, and this is great for lots of people. You get your credit score for free, and depending on how good it is, you can get an online credit badge. You just set up a member profile, then get your free credit badge. It’s a great way to show you’re a smart consumer without having to pay any fees.