For many years, most consumers thought that to have a good credit rating, you should pay your rent and utilities on time and avoid credit cards. This may give you a good payment history, but it doesnt appear on your credit score. Your credit score consists of things such as mortgage payments, personal loans, car loans, etc. Rental history does not show up anywhere on a credit score.
If this is news to you, you are not alone. Many people believe that rental history is a part of their credit score, but it is untrue.
As of December 2010, only one of the three credit card bureaus report rental history, and this is only if the property management company reports it to them. This can make it very difficult for people to build a good credit score or have any credit score at all. The best way to do this is by getting a credit card and using it and paying it off monthly. This will help you to establish some credit and in time, if you use it wisely, a good credit score.