Reward Credit Cards
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American Express® Gold Card

American Express® Gold Card from is a reward credit card that offers rewards for purchases, special discounts from participating retailers, and innovative benefits.

American Express ® Gold Card
  • Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
  • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
  • Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
  • $0 introductory annual fee for the first year, then $125
  • Terms and Restrictions Apply
Introductory Period Info
Regular APR
Annual Fee
Credit Needed
N/A[You must pay your balance in full each month]
Introductory annual fee of $0 for the first year, then $125

Editor's Review: The American Express® Gold Card, which is issued by American Express, is great for a person looking to avoid building a large credit card debt by paying off the balance in full every month.

American Express® Gold Card provides the cardholder with a membership to the Membership Rewards program for no additional fee. This program has a reputation within the credit card industry as being the most flexible and the best rewards program available with a credit card. This is largely because there are such a wide variety of rewards associated with the program. Points earned can even be used as frequent flyer points!

To earn rewards through the program, all a cardholder needs to do is make purchases using the American Express® Gold Card. For every dollar spent, the cardholder earns one point. Unlike many rewards credit cards, the points earned with the American Express® Gold Card never expire and there is no limit on the number of points a cardholder can earn.

As with all American Express cards, the cardholder receives a variety of protective perks. For example, American Express protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.

The American Express® Premier Rewards Gold Card does have a $125 annual fee.

(Review Date: January 14, 2014)