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Chase Freedom® Visa - $200 Bonus Cash Back

The Chase Freedom® Visa - $200 Bonus Cash Back brought to you by Chase and CreditCardAssist.com, is a cash back offer that provides cardholders $200 cash back (after making $500 in purchases within 3 months), a 5% rebate on purchases for grocery stores, restaurants and even airlines as well as 1% on all other net purchases.

Chase Freedom® Visa - $200 Bonus Cash Back
  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
Introductory Period Info
Regular APR
Annual Fee
Balance
Transfers
Credit Needed
N/A*
As Low As 15.99%*
$0*
Yes*
Excellent Credit*

Editor's Review: The Chase Freedom Visa - $200 Bonus Cash Back credit card is a limited-time-only cash rewards card that rewards cardholders with a cash back bonus on every purchase charged to the card. Thanks to its innovative bonus program, new cardholders can earn up to $200 in bonus cash back after the first three months of card membership.

With this cash back credit card, card holders can earn their first $200 bonus easily and quickly. To earn the $200 bonus, cardholders only need to make $500 worth of purchases with the card within the first 3 months of membership.

In addition to its attractive $200 bonus offer, the Chase Freedom Visa - $200 Bonus Cash Back credit card also offers a generous rewards program. With the card, card holders earn 5 percent cash back for up to $1,500 worth of purchases made on specific types of purchases. During one three-month period, for example, grocery stores, restaurants and even airlines may earn 5 percent cash back. The following quarter, different types of purchases will be subject to the 5 percent cash back rewards program. In this way, all card holders have the opportunity to take full advantage of the cash back rewards program.

Regardless of the types of purchases made by Chase Freedom Visa - $200 Bonus Cash Back cardholders, all purchases earn at least 1 percent cash back. Cardholders can also increase the amount of cash they earn by making online purchases with select merchants, which earn up to 10 percent cash back. Unlike many cash back reward cards, there is no limit on how much cash can be earned with the Chase Freedom Visa - $200 Bonus Cash Back credit card and the points earned with the card never expire.

While there is never an annual fee associated with the Chase Freedom Visa - $200 Cash Back credit card, there are fees associated with certain types of transactions. If used outside of the United States, for example, the transaction is charged a 3 percent fee in U.S. dollars. Furthermore, cardholders who choose to complete a balance transfer with the credit card will be charged the greater of $5 or 3 percent of the amount transferred. The same is true with cash advances, which are charged the larger of either $10 or 3 percent of the amount of cash advanced. Cardholders who make a late payment, on the other hand, are charged a fee of up to $35.

(Review Date: January 14, 2014)