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Citi® Home Rebate Platinum Select® MasterCard® - Reward Credit Card
The following Citi® Home Rebate Platinum Select® MasterCard® reward credit card earns card holders 6% of each dollar spent on utilities, cable/satellite TV, Internet connection and telecommunications for the first six months. Search and compare reward credit cards side by side and then apply for the Citi® Home Rebate Platinum Select® MasterCard® . |
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Citi® Home Rebate Platinum Select® MasterCard® |
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- Receive 6% Rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 Months*
- Receive 1% on All Other Purchases*
- Rebate Automatically Applied to Your Mortgage Principal*
- NO CAP or Limits on the Amount of Rebates You Can Accumulate in a Year*
- No Annual Fee*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Balance Transfers*
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12 Months*
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9.99%*
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$0*
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See Site for Details*
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Good Credit*
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Editor's Review:
The Citi® Home Rebate Platinum Select® MasterCard®, which is offered by Citibank, is one of the best reward credit cards available. For those individuals with very good credit who are interested in obtaining a reward credit card, this card is one worth looking into.
The Citi® Home Rebate Platinum Select® MasterCard® offers an angle that is unique to reward credit cards. During the first six months of membership, the cardholder earns a 6% cash rebate reward for every dollar spent on Internet connection, utilities, telecom services, and cable or satellite services. After the introductory period, each dollar earns a 1% cash back rebate. Unlike other reward credit cards, the Citi Home Rebate Platinum Select MasterCard applies the cash back rebate toward the cardholder's outstanding mortgage principal. Also unlike many reward credit cards, there is no limit on the amount of rebates the cardholder can earn. In addition, the rebates never expire.
In addition to being one of the best reward credit cards, the Citi® Home Rebate Platinum Select® MasterCard® offers a wide variety of additional benefits. For example, it offers up to $1,000,000 in travel accident insurance, auto rental insurance, lost luggage service, discounts on auto rentals, and a variety of additional travel and emergency assistance services. The card also offers lost wallet service, emergency cash and card replacement, and lost wallet service. The card also provides protection from liability for unauthorized purchases, lost and stolen card reporting, and fraud and security protection services. It also offers legal and medical referral services.
The Citi® Home Rebate Platinum Select® MasterCard® also offers a 0.00% APR for the first twelve months on balance transfers. All other transactions are based on the Prime Rate. The variable APR on cash advances does, however, have a minimum cap of 20.99%. Because of the 20.99% minimum APR, the APR applied toward cash advances will never be less than 20.99% no matter how low the Prime Rate may be.
There is no annual fee associated with the card. There is also no fee for additional cards. Cardholders who exceed their pre-set spending limit are subject to a $39 fee.
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(Review Date: July 24, 2008)
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