Citi® PremierPass® Card

Editor's Review: The Citi® PremierPass® Card, from Citibank is a reward credit card built for individuals with very good credit. With the Citi PremierPass rewards program, you'll earn one point for each dollar spent on "general" purchases and one point for each 3 miles flown on ANY airline with no blackout dates. Cardholders also earn one point for every 3 miles for family and friends whose tickets were purchased with the card.

This reward credit card also offers all cardholders a very attractive bonus offer of 10,000 bonus points after their first $300 in purchases. Points are redeemable on a nice variety of different retail items, products and services. Be aware, that there's a yearly maximum limit of 100,000 points and that points will expire after three years if the account has been inactive within that timeframe. More importantly, this rewards card allows cardholders to use their reward points with any airline.

This rewards card has a relatively low ongoing interest rate on purchases and balance transfers (compared to other similar reward credit cards), there's no annual yearly fee, and also features a 0% intro rate on balance transfers for up to the the first 12 billing cycles of membership. One thing to be mindful of, however, is the minimum "floor" APR on cash advances of 19.99%.