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Citi® Professional(SM) Card with ThankYou(SM) Network

The Citi® Professional(SM) Card with ThankYou(SM) Network from Citibank and CreditCardAssist.com, is a reward credit card that awards points that can be redeemed for variety of products and services.

Citi® Professional(SM) Card with Thank You(SM) Network
Citi Professional Apply Now
  • 0% APR on Purchases for 12 Months*
  • 10,000 ThankYou® Points after $250 in Purchases, Redeemable for a $100 Gift Card*
  • Get 3 ThankYou Points for Every Dollar You Spend on Purchases at Restaurants, Gas Stations, on Auto Rentals and at Certain Office Supply Merchants*
  • 1 ThankYou Point for Every Dollar You Spend on Other Purchases*
  • Online Expense Organizer Helps Track, Categorize and Report Expenses for Billing, Reimbursement and Taxes*
  • No Annual Fee*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases*
12 Months*
10.99%*
None*
See Site for Details*
Average Credit*

Editor's Review: The Citi® Professional(SM) Card with ThankYou(SM) Network is technically a reward credit card but is designed primarily for those individuals who'd like to centralize all of their credit card expenses, including both business and personal expenses, on a single card. Cardholders will have access to the Citi® Professional(SM) Card with ThankYou(SM) Network online expense reporting tool. This online reporting tool gives cardholders the ability to categorize their purchase activity accordingly and generate customizable expense reports quickly and easily.

This rewards card has several outstanding benefits including a 0% intro rate on purchases for the first twelve months as well as no annual fee for the life of the card. After the introductory period, the interest rate is very competititve relative to the competition (i.e., it's very reasonable!).

The card also provides a rewards program free of charge with membership. Cardholders will receive 1 point for each dollar that they spend on "general" purchases as well as 3 points for each dollar spent at specified retailers, such as automobile rental companies, gas stations, restaurants and specified office supply retailers. Points are redeemable toward a fairly wide selection of merchandise as well as gift certificates or air travel. The reward program has a yearly maximum of 100,000 points that can be earned and points will expire if they aren't used within 3 years of being earned.

This is an outstanding "multi-function" reward credit card that we highly recommend, featuring a free reward program and a unique expense reporting tool designed for cardholders who'd like to centralize all of their credit card purchases onto a single card.

(Review Date: February 27, 2012)