Reward Credit Cards
Below, we've listed the very best reward credit card offers available from top to bottom.
Editor’s Pick
Capital One® VentureOne(SM) Rewards Credit Card
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals, and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2014
- No foreign transaction fees
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Transfers
Credit Needed
0% Intro APR on Purchases until June 2014
11.9% - 19.9% (V)
$0
Yes*
Excellent Credit
Editor's Review:
Capital One® Venture(SM) Rewards Credit Card
- 2 miles per dollar on every purchase, every day
- As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012
- Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Transfers
Credit Needed
N/A
13.9% - 20.9% (V)
$0 intro for first year; $59 after that
Yes
Excellent Credit
Editor's Review: The Capital One® Venture(SM) Rewards Credit Card is perfect for individuals with excellent credit looking for a travel rewards credit card. ...more info
Capital One® Cash Rewards for Newcomers
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Transfers
Credit Needed
N/A
24.9% (V)
$0
Yes*
Fair Credit*
Editor's Review: The Capital One® Cash Rewards for Newcomers is an outstanding card offer for individuals with limited or average credit who want to build their credit and earn cash back on their purchases in the process. ...more info
Starwood Preferred Guest® Credit Card from American Express
- Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
- That’s enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
- Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide - with no blackout dates
- Free Flights: redeem Starpoints on over 350 airlines with SPG Flights - with no blackout dates
- Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
- No limits on the number of Starpoints you can earn
- $0 introductory annual fee for the first year, then $65
- Terms and Restrictions apply.
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Transfers
Credit Needed
None
15.24% - 19.24% variable
$0 introductory annual fee for the first year, then $65
Yes
Excellent
Editor's Review: Travelers who spend a fair amount of time on the road and staying in hotels will certainly appreciate the benefits and rewards from the Starwood Preferred Guest® Credit Card from American Express. This is not just another credit card, but a ticket to rewards and advantages all frequent travelers want access to on the road ...more info
American Express ® Gold Card
- Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
- Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
- $0 introductory annual fee for the first year, then $125
- Terms and Restrictions Apply
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Transfers
Credit Needed
N/A[You must pay your balance in full each month]
N/A
Introductory annual fee of $0 for the first year, then $125
N/A
Excellent
Editor's Review: The American Express® Gold Card provides cardholders access to the Membership Rewards program for no additional fee. Largely because of the wide selection and variety of rewards associated with the program, this program has a reputation within the credit card industry as one of the best and most flexible rewards credit card programs available ...more info
Featured Blog Content
Is Your Cash Back Card a Scam?
No incentive is more enticing than cold, hard cash. People have been known to gamble their life’s savings away for the mere chance to hit it rich. People straight-up kill for cash. The idea of an allowance motivates kids to do something that's fundamentally at odds with their nature: chores. Our intrinsic love of money Reward credit cards that offer the best rewards programs provide cardholders with the opportunity to earn cash back, gasoline rebates, frequent flyer points and entertainment and store discounts based on their purchase activities with these cards. When making a decision about which card offer to choose, you first need to properly qualify yourself for this type of card.
A rewards card is most suitable for individuals who pay off their monthly card balances every month. If you typically carry a monthly credit card balance, the interest charges that you'll likely incur on that balance will, more than likely, offset the rewards that you can earn with the credit card, negating any net benefit.
However, these cards can actually be very costly for those carrying monthly card balances, depending on the size of the balance that you carry. This is the "house bet" that the card issuers are typically making with cards of this sort. So if you're planning on carrying a monthly balance, you'll probably be better off financially finding a low interest credit card instead.
Cardholders that do pay off their monthly card balances can really benefit though. Rewards cards can provide cash rebates, frequent flyer points, rebates on automobiles, groceries, movie tickets, video rentals, home appliances, theme parks or just about anything else you can think of.
There are a wide variety of affinity cards with similar rewards programs, such as the Hilton HHonors® Platinum Rewards card and the American Express Preferred Rewards Gold Card, to name just a few. But these credit card rewards programs tend to be pretty costly for the credit card issuers. Some of these rewards cards might require an annual fee, varying roughly $50 to $100. Be sure to check the grids on the offers above for any annual fees that might be required.
