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Reward Credit Cards
Reward credit cards that offer the best rewards programs provide cardholders with the opportunity to earn cash back, gasoline rebates, frequent flyer points and entertainment and store discounts based on their purchase activities with these cards. When deciding amongst the best reward credit card offers available, you first need to properly qualify yourself for these type of credit cards.
At CreditCardAssist.com, we recommend that a reward credit card is most suitable for individuals who pay off their monthly card balances every month. If you typically carry a monthly credit card balance, the interest charges that you'll likely incur on that balance will, more than likely, offset the rewards that you can earn with the credit card, negating any net benefit. These type of credit cards can actually be very costly for those carrying monthly card balances, depending on the size of the balance that you carry. This is the "house bet" that the card issuers are typically making with credit cards of this sort. So if you're planning on carrying a monthly balance, you'll probably be better off financially finding a low interest credit card instead.
Cardholders that do pay off their monthly card balances can really benefit from these type of credit cards though. Rewards cards can provide cash rebates, frequent flyer points, rebates on automobiles, groceries, movie tickets, video rentals, home appliances, theme parks or just about anything else you can think of.
Some examples of really solid cards in this category include the Capital One® No Hassle Cash(SM) Rewards and the Hilton Hhonors Platinum Rewards Card from American Express® that's perfect for individuals who enjoy staying at Hilton Hotels (be sure to see the card issuer's application page below for details about each of the cards offered.)
There are numerous affinity credit cards with similar rewards programs, such as the Citi® Professional(SM) Cash card and the American Express Preferred Rewards Gold Card, to name just a few. But these credit card rewards programs tend to be pretty costly for the credit card issuers. Some of these rewards cards might require an annual fee, varying roughly $50 to $100. Be sure to check the credit card grid on the page below for any annual fees that might be required.
Best Reward Credit Card Offers - Reviews
If you pay off your monthly card balance, and use your card a lot for purchases, cardholders can benefit greatly from the use of these credit cards. We've listed a variety of the very best reward credit card offers available below.
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Capital One® No Hassle Cash(SM) Rewards Card |
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- Click "APPLY HERE" to apply online or call (866) 661-0808
- For Customers with Excellent Credit
- Earn 2% Cash Back on Purchases at Gas Stations and Major Grocery Stores and 1% Cash Back on All Other Purchases
- No limit on cash back and rewards won't expire for the life of your account
- 14.9% APR on purchases and balance transfers
- Request your cash back rewards whenever you want
- *See Capital One® important disclosures for more information.
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
N/A*
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N/A*
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14.90%*
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None*
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Yes*
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Excellent Credit*
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Editor's Review:
The Capital One® No Hassle CashSM Rewards card for people with excellent credit is ideal for those who are looking for a credit card that offers a cash back reward program
...more info
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Hilton HHonors® Platinum Rewards American Express® |
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- Earn 10,000 HHonors Bonus Points After Your Very First Purchase on the Card - Enough for a Free Night*
- Earn 15,000 Bonus Points After You Spend $5,000 in 5 Months -- That's in Addition to the 15,000 Points You Would Earn for Your Credit Card Spending*
- Earn 10,000 HHonors Bonus Points Over the Course of Your First Four Stays at Any Participating Hilton Family Hotels (2,500 HHonors bonus Points Each Stay)*
- Receive 5 HHonors® Bonus Points for Each Dollar Spent at Hilton Family and for Eligible Purchases at Supermarkets, Drugstores, Gas Stations, Dining Establishments, and More*
- Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else*
- No Annual Fee*
- No Blackout Dates
- Express Approval. Get a Decision in 60 Seconds*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
2.90%*
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6 Months*
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14.99%*
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None*
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Yes*
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Very Good Credit*
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Editor's Review:
The HHonors Platinum Rewards Card, issued by American Express, is a credit card that's perfect for individuals who enjoy staying at Hilton Hotels and also have very good credit. With the Hilton HHonors Platinum Card, cardholders are capable of earning three points for each dollar they spend on general purchases with the credit card
...more info
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ESPN Total Access Visa® Card |
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- Earn Points Redeemable for VIP Sports Experiences, Sports Merchandise, Travel, Dining and More through the ESPN Total Access Rewards Program*
- Get 2,500 Bonus Points with First Credit Card Purchase Made within One Year*
- Earn 5 Points Per $1 Spent on Purchases from ESPN and 1 Point Per $1 Spent Everywhere Else*
- Book Tickets and Travel through the Free ESPN Sports Concierge Service™*
- No Annual Fee*
- 0% Fixed APR for 6 Months on Purchase and Balances Transferred Now*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% for Purchases/Balance Transfers*
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6 Months*
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8.99*
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None*
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Yes*
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Average Credit*
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Editor's Review:
Are you a sports enthusiast who wants to take advantage of the free ESPN Total Access Rewards program? The ESPN Total Access Visa credit card is an exceptional card that offers cardholders the ability to earn five points for every $1 spent on ESPN purchases from ESPN Shop, ESPN Zones, ESPN Sports Concierge Service, and more
...more info
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American Express® Preferred Rewards Gold Card |
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- Earn 10,000 Member Ship Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $100 Gift*
- No Annual Fee for the First Year - $125 Thereafter*
- No Pre-Set Spending Limit*
- The Membership Rewards Program® — Earn 1 Membership Rewards® Point for
Virtually Every Dollar You Spend. You can Redeem Points for Your Choice of Truly
Exceptional Travel, Shopping, and Entertainment Rewards*
- Gold Card Events — Exclusive Access to Tickets for Select Concerts, Shows,
Major Sporting Events, and More in Cities Nationwide*
- Global Assist® Plus Hotline and Many More Benefits Included*
- Express Approval. Get a Decision in Less than 60 Seconds*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
N/A*
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N/A*
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N/A*
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$125*
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No*
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Excellent Credit*
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Editor's Review:
The American Express Preferred Rewards Gold Card provides cardholders access to the Membership Rewards program for no additional fee. Largely because of the wide selection and variety of rewards associated with the program, this program has a reputation within the credit card industry as one of the best and most flexible rewards credit card programs available
...more info
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Chase TravelPlus® Visa® Card |
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- Earn 2 Miles for Every 1 Dollar in Travel Purchases*
- Earn 1 Mile for Every 1 Dollar in Net Purchases*
- Annual Rewards Fee of $29*
- Redeem for Airline Tickets, Cash, Gift Cards amd More!*
- Intro 0% Fixed APR for Up to 12 Months*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0%*
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Up to 12 Months*
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14.99%*
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None*
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Yes*
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Very Good*
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Editor's Review:
The Chase TravelPlus® Visa® credit card, issued by Chase, offers cardholders the ability to earn one mile for every dollar spent on general purchases and two miles for every dollar spent on travel purchases. These miles are redeemed for free hotel stays, car rentals, retail gift certificates, and more. And unlike most rewards cards, an unlimited amount of miles can be earned, and there are no blackout dates or seat restrictions applied.
...more info
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Disney Rewards® Visa® Card |
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- Earn Disney Rewards with Everyday Purchases that Can Be Redeemed at Disney Hotels, Restaurants, and Theme Parks - and to Buy Disney DVDs, Toys, and More*
- 10% Off at Select Restaurant Locations in the Disneyland® Resort*
- 10% Off on Select Merchandise Purchases at Both the Walt Disney World® Resort and the Disneyland® Resort*
- 20% Off on Select Tours*
- 0% APR Financing for Up To Six Months on Select Disney Vacation Packages*
- 0% Intro APR for Up To Twelve Months on Purchases and Balance Transfers*
- No Annual Fee*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases, Balance Transfers*
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Up to 12 Months*
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10.99%*
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None*
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Yes*
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Very Good Credit*
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Editor's Review:
Disney Rewards® Visa® cardholders earn a 1% rebate on all purchases that are turned into Disney Dream Reward Dollars at the rate of one reward dollar for every $100 spent. Disney Reward Dollars can be redeemed for a variety of Disney merchandise and vacations
...more info
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Home Advantage™ MasterCard® from Bank of America |
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- 0% Intro Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks Through Your First Twelve Billing Cycles*
- Earn 1 Point For Every $1 in Net Retail Purchases at All Merchants*
- Redeem Your Points for Cash Back, Travel With no Blackout Dates, Car Rental and Hotel Rewards, Brand Name Merchandise, or Gift Certificates*
- Redeem Your Points as Extra Payments- Every Time You Earn 5,000 Points, You Can Redeem Them for Cash - Which Can be Applied Directly to Your Mortgage*
- No Limit to The Number of Points You Can Earn Each Year*
- Absolute Fraud Protection Against Unauthorized Use, Online and Offline*
- Access to The MyConcierge(SM) Service, a Unique Personal Assistance Service*
- Secure Online Account Access and Electronic Bill Payment Service*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Balance Transfers*
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12 Months*
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9.99% / 15.99%*
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None*
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Yes*
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Excellent Credit*
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Editor's Review:
Earn payments toward your mortgage principal with the Home Advantage™ MasterCard® from Bank of America. Cardholders earn one point per dollar spent on all qualifying purchases and double points on purchases at home improvement stores including Lowe’s®, The Home Depot®, and Best Buy® for the first twelve months
...more info
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Looking for more information on rewards credit cards? We've provided more articles, tips, advice and resources specifically about these type of credit card offers below: - Finding the Top Gas Reward Cards - With gas prices skyrocketing by the minute, many consumers today are desperately searching for gas reward credit cards. With numerous credit cards offering gas rewards, the question begs ... which card offer is the top one to go with?
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