Reward Credit Cards
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Reward Credit Cards

Below, we've listed the very best reward credit card offers available from top to bottom.

Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points
  • Earn 20,000 bonus ThankYou Points after $1500 in card purchases within 3 months of account opening - enough for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0%* for 12 months on Purchases and Balance Transfers
12.99%-22.99%* (Variable)
$0*
Yes*
Excellent*

Editor's Review: The Citi ThankYou® Preferred Card lets cardholders earn unlimited points for everyday purchases, plus bonus points after making a specified amount in purchases within the first 3 months of the account opening ...more info

Discover it® Card
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • *Click 'Apply Now' for rates, fees, rewards and other important information.
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% Intro APR for 18 months on balance transfers. 0% Intro APR for 6 months on purchases.
10.99% - 22.99% Variable*
$0
Yes*
Excellent*

Editor's Review: This Discover it® Card is a cash rewards card that comes with one of the most attractive balance transfer features available for NEW card customers only: an 18-month 0% Introductory APR on balance transfers. ...more info

Citi® Dividend Platinum Select® Visa® Card
  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% cash back every quarter in must-have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% Intro APR for 12 months on Balance Transfers and Purchases*
12.99%-22.99%* (Variable)
$0*
Yes*
Excellent*

Editor's Review: The Citi® Dividend Platinum Select® Visa® Card is designed primarily as a cash back credit card for people with good credit. The card also features a 0% APR on both purchases and balance transfers for the first 12 months*. ...more info

Editor’s Pick
Citi® Hilton HHonors(TM) Visa Signature® Card
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A
14.24% or 16.24%* (Variable)
None
N/A*
Excellent*

Editor's Review: The Citi® Hilton HHonors(TM) Visa Signature® Card, which is issued by Citibank, provides a variety of benefits that are very attractive, including benefits that are common to signature cards and a benefit program with Hilton Hhonors hotels. The Hilton Hhonors Program award cardholders with two points for every dollar they spend on general purchases. ...more info

 

Featured Blog Content

Is Your Cash Back Card a Scam?No incentive is more enticing than cold, hard cash. People have been known to gamble their life’s savings away for the mere chance to hit it rich. People straight-up kill for cash. The idea of an allowance motivates kids to do something that's fundamentally at odds with their nature: chores. Our intrinsic love of money […]

Reward credit cards that offer the best rewards programs provide cardholders with the opportunity to earn cash back, gasoline rebates, frequent flyer points and entertainment and store discounts based on their purchase activities with these cards. When making a decision about which card offer to choose, you first need to properly qualify yourself for this type of card.

A rewards card is most suitable for individuals who pay off their monthly card balances every month. If you typically carry a monthly credit card balance, the interest charges that you'll likely incur on that balance will, more than likely, offset the rewards that you can earn with the credit card, negating any net benefit.

However, these cards can actually be very costly for those carrying monthly card balances, depending on the size of the balance that you carry. This is the "house bet" that the card issuers are typically making with cards of this sort. So if you're planning on carrying a monthly balance, you'll probably be better off financially finding a low interest credit card instead.

Cardholders that do pay off their monthly card balances can really benefit though. Rewards cards can provide cash rebates, frequent flyer points, rebates on automobiles, groceries, movie tickets, video rentals, home appliances, theme parks or just about anything else you can think of.

There are a wide variety of affinity cards with similar rewards programs, such as the Hilton HHonors® Platinum Rewards card and the American Express Preferred Rewards Gold Card, to name just a few. But these credit card rewards programs tend to be pretty costly for the credit card issuers. Some of these rewards cards might require an annual fee, varying roughly $50 to $100. Be sure to check the grids on the offers above for any annual fees that might be required.

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Looking for more information on rewards credit cards? We've provided more articles, tips, advice and resources specifically about these type of card offers below:
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