Reward Credit Cards
Below, we've listed the very best reward credit card offers available from top to bottom.
Below, we've listed the very best reward credit card offers available from top to bottom.
Editor's Review: The ALL-NEW United MileagePlus® Explorer Card from Chase gives cardholders the opportunity to earn airline miles on any United or Continental Airlines flight with every purchase. Cardholders and earn up to 40,000 bonus miles on top of all the other perks and benefits offered. ...more info
Editor's Review: The Capital One® VentureOne(SM) Rewards Credit Card is a great card for frequent travelers with excellent credit ...more info
Editor's Review: The Capital One® Venture(SM) Rewards Credit Card is perfect for individuals with excellent credit looking for a travel rewards credit card ...more info
Editor's Review: For those who are looking for a rewards credit card that offers plenty of opportunities to earn bonus points, the Citi ThankYou(® Preferred Rewards Card - $250 in Gift Cards credit card may be just what you are looking for. ...more info
Editor's Review: Capital One® Cash is a great card for individuals with excellent credit who are looking to earn unlimited cash back on their purchases. ...more info
Editor's Review: Capital One® Cash Rewards for Newcomers is an outstanding card offer for individuals with limited or average credit who want to build their credit and earn cash back on their purchases in the process. ...more info
Editor's Review: Chase Sapphire® Preferred Card offers more benefits and even greater opportunities to earn rewards for those who qualify. ...more info
Editor's Review: The Continental Airlines OnePass Plus Card is a good option for those who enjoy traveling on a regular basis and are looking for an airline credit card that will help make travel more cost effective ...more info
Editor's Review: Travelers who spend a fair amount of time on the road and staying in hotels will certainly appreciate the benefits and rewards from the Starwood Preferred Guest® Credit Card from American Express. This is not just another credit card, but a ticket to rewards and advantages all frequent travelers want access to on the road ...more info
Editor's Review: The Chase Freedom Visa - $200 Bonus Cash Back credit card is a limited-time-only cash rewards card that rewards cardholders with a cash back bonus on every purchase charged to the card. ...more info
Editor's Review: For those who travel frequently and who have a preference for staying in Marriott Hotels, the Marriott Rewards® Credit Card could be a wise choice. Card holders earn rewards for every purchase made with the card but also enjoy additional non-reward points benefits as well ...more info
Editor's Review: The Citi Forward® Card is a new generation of rewards card that rewards people for simply doing the right thing. If cardholders simply stay within their credit limit and pay on time, they stand to be rewarded with bonus points and rate reductions. ...more info
Editor's Review: For those looking for a rewards credit card without an annual fee, the Chase Sapphire® Card is a good option to explore. With its flexible reward redemption process, the Chase Sapphire® Card allows users to earn points toward airfare, shopping, hotel rooms or cash. ...more info
Reward credit cards that offer the best rewards programs provide cardholders with the opportunity to earn cash back, gasoline rebates, frequent flyer points and entertainment and store discounts based on their purchase activities with these cards. When deciding amongst the best reward credit card offers available, you first need to properly qualify yourself for these type of credit cards.
At CreditCardAssist.com, we recommend that a reward credit card is most suitable for individuals who pay off their monthly card balances every month. If you typically carry a monthly credit card balance, the interest charges that you'll likely incur on that balance will, more than likely, offset the rewards that you can earn with the credit card, negating any net benefit. If you pay off your monthly card balance, and use your card a lot for purchases, cardholders can benefit greatly from the use of these credit cards.
These type of credit cards can actually be very costly for those carrying monthly card balances, depending on the size of the balance that you carry. This is the "house bet" that the card issuers are typically making with credit cards of this sort. So if you're planning on carrying a monthly balance, you'll probably be better off financially finding a low interest credit card instead.
Cardholders that do pay off their monthly card balances can really benefit from these type of credit cards though. Rewards cards can provide cash rebates, frequent flyer points, rebates on automobiles, groceries, movie tickets, video rentals, home appliances, theme parks or just about anything else you can think of.
Some examples of really solid cards in this category include the Starwood Preferred Guest® Credit Card from American Express and Discover® Open Road Card (be sure to see the card issuer's application page below for details about each of the cards offered.)
There are numerous affinity credit cards with similar rewards programs, such as the Hilton HHonors® Platinum Rewards card and the American Express Preferred Rewards Gold Card, to name just a few. But these credit card rewards programs tend to be pretty costly for the credit card issuers. Some of these rewards cards might require an annual fee, varying roughly $50 to $100. Be sure to check the credit card grid on the page below for any annual fees that might be required.
