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Credit Cards -> Reward Credit Cards -> Discover® Open Road(SM) Card

Discover Open Road Card

Discover® Open RoadSM - Top Gas Rebate Card

Discover® Open RoadSM Card from CreditCardAssist.com and Discover Card is one of the top gas rebate credit card offers available with no annual fee and 0% introductory rate on balance transfers. Search and compare reward credit cards and apply online for the Discover Open Road Card.

 
Discover® Open Road(SM) Card
Discover Open Road
Application
  • Double Cashback Bonus® on purchases at grocery stores in November and December*
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access & Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
0%*
6 Months*
9.99%*
None*
Yes*
Very Good Credit*
Editor's Review: The Discover Open Road Card is a reward credit card that is perfect for individuals with very good credit. With this card, cardholders can participate in one of the best gas rebate reward programs available.

The Discover Open Road Card is one of the best reward credit cards because of its unique qualities and flexibility. The card provides cardholders with a 5% cash rebate for all gas purchases. Unlike many reward credit cards, it does not matter where the gas is purchased in order to qualify for rewards. In addition, general purchases earn the cardholder a 1% cash rebate. Certain discount stores and warehouse club purchases also earn .25% back for the cardholder.

The cash back rebates earned with the card on general purchases vary according to how much the cardholder has spent with the card. The first $1,500 spent on this unique reward credit card earns the cardholder a .25% rebate. When the cardholder spends between $1,500 and $3,000, he or she earns back a .5% rebate. All money the cardholder spends beyond $3,000 earns a full 1% rebate. In addition, cardholders earn a double Cashback Bonus by redeeming their points for gifts certificates with certain Discover Card Partners.

The cash back rebates the cardholder earns with the Discover Open Road Card never expire, so long as the card is used at least one time during a three-year period. There is also no limit on how many rebates a cardholder can earn each year.

The cash back rewards program isn't all the Discover Open Road Card provides to its cardholder. In addition to being a great reward credit card, it also provides cardholders with purchase protection, protection from liability for unauthorized transactions, and fraud and security protection services. In addition, it provides flight insurance, up to $500,000 in travel accident insurance, and auto rental insurance.

The card also provides cardholders with a 0.00% introductory APR for the first six months of membership. The introductory APR counts toward all balance transfers made during the first year of membership.

The Discover Open Road Card has no annual fee. Cardholders can also be added to the account for no additional fee. Following the introductory period, the APR for purchases is variable and based on the Prime Rate. On the other hand, the APR for cash advances is a fixed 20.99%. Finance charges for the card are determined with the "Two Cycles Average Daily Balance" method. This less common method can be more costly than the "Average Daily Balance" method if the cardholder carries balances from one billing cycle to the next.

(Review Date: October 13, 2008)
 

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