Baseball fans simply cannot get enough of the sport. From staying up late in order to watch the game to its entirety to sitting in the hot sun to watch their favorite team, baseball fans are very devoted to the team they support. For this reason, it should come to know surprise that reward credit cards such as the Major League Baseball™ Extra Bases™ Credit Card are being offered to devoted fans that want to earn rewards that have to do with their favorite sport.
(Review Date: September 10, 2012)
One characteristic of the Major League Baseball™ Extra Bases™ Credit Card that other rewards credit cards can’t offer is the ability to personalize the card in order to contain the logo of the cardholder’s favorite team. With this feature, the cardholder can easily tell anyone that sees his or her card who is the best team in Major League Baseball.
The Major League Baseball™ Extra Bases™ Credit Card also offers an attractive introductory offer. With this card, cardholders receive a 0% interest rate on all balance transfers and cash advances for the first twelve months of membership. After the introductory period is over, the cardholder will have a fixed APR of either 9.99% or 15.99% depending on his or her credit history.
Like many reward credit cards, the Major League Baseball™ Extra Bases™ Credit Card works on a points system. With this card, however, cardholders can earn points to redeem on items such as autographed memorabilia by both past and present baseball players. They can also trade the points in on field level game tickets as well as for VIP access. For those looking for a bit of flexibility, the points earned with Major League Baseball™ Extra Bases™ Credit Card can also be used to earn cash rewards and travel. Of course, these points can be applied toward cash to spend at the game or toward travel to get to a game being hosted in another state.
In addition to the rewards program, the Major League Baseball™ Extra Bases™ Credit Card does offer additional benefits. For example, cardholders receive fraud protection with the card as well as online access to their accounts. The card also comes with no annual fee.
Although the Major League Baseball™ Extra Bases™ Credit Card does not have an annual fee, it does have some fees that the cardholder should be aware of. For example, balance transfers are subject to a fee that is equivalent to 3% of the amount being transferred with a minimum fee of $10. Cash advances also have a 3% fee with a $10 minimum.
Cardholders that make their minimum credit card payments late can also expect to pay an extra fee. If the balance on the card is $100 or less, the fee is $15. If the balance is between $100.01 and $250, the fee is $29 while a balance of over $250 will result in a $39 fee.