Editor's Review:
Football fans are a very dedicated group of individuals that just can’t wait until pre-season begins in August. Seeing their favorite team in action, including seeing the new players for the first time, is a very exciting moment in a football fan’s life. After all, these pre-season games give a good idea of what lies ahead for the rest of the season. For those fans that are dedicated to listen to training camp reports on a regular basis and to tune into the pre-season games, rewards credit cards that allow them to show their dedication are certainly welcome. This is where the NFL Extra Points™ Visa® Card from Bank of America® comes in.
Like other rewards credit cards, the NFL Extra Points™ Visa® Card from Bank of America® allows fans to earn points with every purchase they make with the card. One characteristic that sets this card apart from other reward credit cards, however, is the fact that applicants can choose to have any team in the NFL emblazoned on the front of the card. In this way, cardholders can show all that see the card just who their favorite team is.
The rewards that cardholders can earn with the NFL Extra Points™ Visa® Card from Bank of America® are also different from what reward credit cards usually have to offer because they are all related to the great game of football. With just 2,000 points, for example, cardholders can earn a subscription to Sporting News Magazine. With 4,000 points, the cardholder can earn a $25 NFL Shop gift card. 20,000 points will earn a VIP tour of NFL films while 200,000 points brings in the golden ring – tickets to the Super Bowl.
Aside from the rewards program, cardholders receive a number of additional benefits as well. For example, they receive a $50 NFL Shop gift card after their first qualifying transaction made with the new card. In addition, the card comes with an attractive 0% APR introductory offer. This APR is good toward balance transfers and cash advances and is good for the first twelve billing cycles. It should be noted, however, that these transactions are subject to a fee that is equivalent to 3% of the amount transferred or advanced with a minimum fee of $10.
There is no annual fee associated with the NFL Extra Points™ Visa® Card from Bank of America®. In addition, once the introductory period is over, the card offers a reasonable APR. For those with better credit, the APR is just 9.99% fixed while those with less ideal credit will receive an APR of 15.99%.
For football fans interested in rewards credit cards that offer something truly unique, the NFL Extra Points™ Visa® Card from Bank of America® is a good card to have in their wallet.
(Review Date: February 27, 2012)