The following Citi Forward® Card for College Students brought to you by CreditCardAssist.com and Citibank, is a great rewards credit card for college students that offers APR reductions and bonus points for student cardholders that stay within their credit limit and pay on time.
Citi Forward® Card for College Students
No Cosigner required
APR reduction on purchases when using credit wisely
100 ThankYou Points each billing period that you pay on time and stay under your credit line
Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
0% on Purchases, If You Qualify*
7 Months*
12.99% - 19.99%* (Variable)
No
Yes*
Good Credit*
Editor's Review:
The Citi Forward® Card for
College Students is a a great new rewards card offer for college students.
Student cardholders that can stay within their credit limit and pay on time will
be rewarded with interest rate reductions as well as bonus points.
The
introductory offer is 0% if you qualify for 7 months on purchases and 12
months on balance transfers. The ongoing APR is competitive and comparable to
similar offers once the introductory APR expires.
Students who can be
sure to pay their bill on time and also stay within their credit limit will
receive 100 bonus points for each billing period they do so. Students can also
get their APR reduced as well for paying on time and staying underneath their
limit. Reductions in the APR will be awarded .25% increments but only after 3
months in a row of making a purchase, staying underneath the established credit
limit and also getting their bill paid on time. It's important to note that in
order to qualify for the rate reductions, you must do both - stay within your
limit and pay your bill on time. Students can get a total of 8 rate reductions,
for a maximum APR reduction on the card of 2%.
Student cardholders can
earn up to 8,500 bonus points after making their first $250 in purchases and if
they sign up for paperless statements. However, cardholders must sign up within
the first 3 months of opening the account to qualify for these bonus rewards.
The Citi Forward® Card for College Students also gives cardholders up to
5 points for every dollar spent at their local restaurants, video rental storesm
movie theaters, or book stores. Cardholders will qualify for 1 point per dollar
spent on all other purchases. Points can be redeemed through the Thank You
network for gift cards, music, electronics, or even cash.
*Please be sure to see the specific
Student Credit Cards application page for additional details about the terms of
the credit card offer that you are interested in. We make a
reasonable effort to maintain informational accuracy. However, all information
and any details pertaining to each offer presented are done so without warranty.
After clicking on the "Apply Here" button, make sure to review ALL of the conditions and terms pertaining to
that offer on the card issuer's web site.
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