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Citi® mtvU™ Platinum Select® Visa® Card for College Students - Student Credit Card
The following Citi® mtvU™ Platinum Select® Visa® Card for College Students is brought to you by Citibank and CreditCardAssist.com. This card is an exceptional student credit card that offers a 0% introductory rate for the first 6 months, no annual fee, reward points on purchases and discounts on MTV merchandise. Search and compare student credit cards side by side and then apply online for the Citi® mtvU™ Platinum Select® Visa® Card for College Students. |
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Citi® mtvU™ Platinum Select® Visa® Card for College Students |
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- No Annual Fee*
- 0% APR* for 6 Months on Purchases, Cash Advances and Balance Transfers*
- Earn 5 ThankYou Points® for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters and Video Rental Stores*
- Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases*
- Earn 25 ThankYou Points for Paying on Time*
- Earn 250-2000 ThankYou Points Twice a Year for Maintaining a Good GPA*
- Redeem Points for Gift Cards, MTV Events, and Airline Tickets*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% Purchases, Balance Transfers, Cash Advances*
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6 Months*
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12.99%*
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$0*
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See Site for Details*
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Good Credit*
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Editor's Review:
The Citi® mtvU™ Platinum Select® Visa® Card for College Students is a student credit card that offers a unique reward program that awards you for getting good grades and for using your credit wisely. This card is one of Citibank's better student credit cards.
Through the reward program, cardholders earn one point for general purchases and five points for every dollar spent at movie theaters, restaurants, bookstores, record stores, and video rentals. You can also qualify for 25 award points when you make your card payments on time and you don't surpass the credit limit on your card. The card also features a 10% discount on purchases made at the MTV New York City and MTV online stores. Depending on your GPA, you can also qualify for anywhere between 250 and 2,000 points depending on the student's GPA (beginning at 2.5). These points can be redeemed for tickets to the MTV Video Music Awards, a VIP mtvU Sprink Break pass, gift cards, CDs, and airline tickets.
This card has no annual fee, and there is a 0% introductory rate for the first 6 months that applies to all transactions (an exceptional benefit for a student credit card of this type). Additional benefits include many of the standard platinum benefits such as travel accident insurance and extended warranty on purchases made with the card.
There are some things to be aware of about this card, starting with the interest rate. The APR on purchases and balance transfers is slightly above the average for comparable student credit cards. So if you plan on carrying a revolving balance, you would probably be better suited with a student credit card that has a comparably lower APR. Also keep in mind that there will be a minimum APR rate "floor" of 19.99% on all cash advances. Lastly, there is a maximum 75,000 point yearly limit or "ceiling" on the number of points that you can earn, and points will expire after five years if not redeemed.
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(Review Date: October 13, 2008)
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