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Student Credit Cards

Because many young people typically lack credit history, students may often find it hard to get approved when they apply for a traditional credit card. Luckily, student credit cards for high school and college students do exist for such circumstances.

At CreditCardAssist.com, we've listed a variety of the very best student credit card offers available from the world's leading card issuers below. By using the site to search and compare each of the college credit cards below, we can help you save time and money by guiding you to the best cards available.

We've listed several of the most popular credit cards at the top that feature attractive terms and interest rates for students below.

Editor’s Pick
Discover® Student Card
Discover Student Apply Now
  • 0% Intro APR on purchases for 9 months, then the variable purchase APR of 13.99%-20.99%.
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases*
9 Months*
13.99% - 20.99% (V)*
None*
N/A*
Fair Credit*

Editor's Review: The Discover Student Card is one of the better card offers for college students currently available. This card, issued by Morgan Stanley, was specifically created for those who have a limited credit history, as most college students do ...more info

Citi® Dividend Platinum Select® Card for College Students
Citi Dividend Platinum Select Card for College Students Apply Now
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases*
7 Months*
13.99%-21.99%* (Variable)
$0*
Yes*
Good Credit*

Editor's Review: Designed with the special needs of the college student in mind, the Citi® Dividend Platinum Select® Card for College Students is a student credit card that offers cash rewards and numerous perks ...more info

Discover® Student Clear Card
Discover Student Clear Apply Now
  • 0% Intro APR on purchases for 9 months, then the variable purchase APR of 13.99%-20.99%.
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases*
9 Months*
13.99% - 20.99% (V)*
$0*
Yes*
Fair Credit*

Editor's Review: The Discover Student Clear Card is one of the leading card offers for college students currently available. This card, issued by Morgan Stanley, was designed specifically for students with a limited credit history, as well as for those with an average credit score. An added bonus is the cash back rewards system, a feature not often seen ...more info

Discover® Student Tropical Beach Card
Discover Student Tropical Beach Apply Now
  • 0% Intro APR on purchases for 9 months, then the variable purchase APR of 13.99%-20.99%.
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases*
9 Months*
13.99% - 20.99% (V)*
$0*
Yes*
Fair Credit*

Editor's Review: Are you interested in obtaining a student credit card that rewards you each time you make a purchase? If so, the Discover® Student Card Tropical Beach rewards card may be just the card you are looking for. Not only does the Tropical Beach card offer an attractive rewards program, it also includes a number of other benefits to its cardholders. ...more info

Discover® Student Card - Monogram Collection
Discover Student Monogram Apply Now
  • 0% Intro APR on purchases for 9 months, then the variable purchase APR of 13.99%-20.99%.
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases*
9 Months*
13.99% - 20.99% (V)*
None*
Yes*
Fair Credit*

Editor's Review: College students looking for a new credit card that caters to their specific school and lifestyle needs might want to check out the Discover Student Card - Monogram Collection. With this student credit card, there is a 5% rebate on all purchases that are made in common retail locations such as clothes stores, restaurants, and gas stations. Certain travel purchases are also eligible for the 5% rebate. For all general purchases, the card offers a 1% rebate for all other purchases outside of the specified spending categories. The more you spend on the card, the more rebates you accumulate. ...more info

Credit Cards for College Students and Teens - Reviews

Credit cards for college students are set up to help young people and/or students build up their non-existent credit history for the future. While reward features and other benefits are typically scaled back for these cards, credit cards for students and teens can still be pretty valuable.

If used wisely, students can use credit cards to take the first step towards building a solid credit history. Utilizing a credit card from one of the leading issuers, such as Citibank®, Discover®, Chase or American Express® is a good place to start.

The Discover Student Platinum Card offers a 0% introductory rate for the first 6 months on all purchases and no annual fee. Also, the Discover Clear Card is another attractive student credit card offer, featuring an intro APR of 0% for 6 months on all purchases, up to 5% cash back on certain purchases and 1% cash back on all other purchases.

As always, be sure to thoroughly look over the terms pertaining to each specific card offer (or any card offer for that matter) before applying.

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Looking for more articles and free information on student credit cards? We've provided more articles, tips, advice and resources on card offers for students below:
  • Student Credit Cards Protection - Most student credit cards have zero liability protection for any unauthorized purchases made with the card. While not a perfect solution to the problem of lost or stolen cards, it does provide a bit of a safety net
  • What to Watch For in College Credit Cards - The proper use of a credit card can be a valuable tool for students to build up an adequate credit history. However, without a sound understanding of how they work, or about how to maintain personal financial responsibility, students could find themselves getting into a great deal of debt.