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Student Credit Cards
Because many young people typically lack credit history, students may often find it hard to get approved when they apply for a traditional credit card. Luckily, student credit cards for high school and college students do exist for such circumstances.
Credit cards for college students are set up to help young people and/or students build up their non-existent credit history for the future. While reward features and other benefits are typically scaled back for these cards, credit cards for students and teens can still be pretty valuable.
If used wisely, students can use credit cards to take the first step towards building a solid credit history. Utilizing a credit card from one of the leading issuers, such as Citibank®, Discover®, Chase or American Express® is a good place to start.
Credit Cards for College Students & Teens - Reviews
At CreditCardAssist.com, we've listed a variety of the very best student credit card offers available from the world's leading card issuers below. By using the site to search and compare each of the college credit cards below, we can help you save time and money by guiding you to the best cards available. We've listed several of the most popular credit cards at the top that feature attractive terms and interest rates for students, including the Discover Student Platinum Card and the Discover Clear Card for students.
The Discover Student Platinum Card offers a 0% introductory rate for the first 6 months on all purchases and no annual fee. Also, the Discover Clear Card is another attractive student credit card offer, featuring an intro APR of 0% for 6 months on all purchases, up to 5% cash back on certain purchases and 1% cash back on all other purchases.
As always, be sure to thoroughly look over the terms pertaining to each specific card offer (or any card offer for that matter) before applying.
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Capital One® No Hassle Cash(SM) Rewards for Students |
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- Start Building Your Credit Today And Earn Cash, Simple And Fast
- 25% Annual Bonus on the Cash Earned During the Year And 1% Cash Back on All Purchases
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- 0% Intro APR on Purchases Until February 2009
- $0 Fraud Liability for Unauthorized Use If Your Card Is Lost or Stolen
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases*
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Until February 2009*
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16.90%*
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$29*
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N/A*
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Limited Credit*
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Editor's Review:
The Capital One® No Hassle Cash(SM) Rewards for Students is for students with a limited credit history who are looking to take advantage of the cash reward program. Through the reward program, cardholders earn a full 1% cash back on all purchases, and a 25% bonus on all cash earned in the previous year
...more info
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Citi® mtvU™ Platinum Select® Visa® Card for College Students |
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- No Annual Fee*
- 0% APR* for 6 Months on Purchases, Cash Advances and Balance Transfers*
- Earn 5 ThankYou Points® for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters and Video Rental Stores*
- Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases*
- Earn 25 ThankYou Points for Paying on Time*
- Earn 250-2000 ThankYou Points Twice a Year for Maintaining a Good GPA*
- Redeem Points for Gift Cards, MTV Events, and Airline Tickets*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% Purchases, Balance Transfers, Cash Advances*
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6 Months*
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13.99%*
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$0*
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See Site for Details*
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Good Credit*
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Editor's Review:
The Citi® mtvU™ Platinum Select® Visa® Card for College Students offers a unique reward program that awards you for getting good grades and for using your credit wisely. Through the reward program
...more info
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Citi® Platinum Select® Card for College Students |
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- 0% APR* for 6 Months on Purchases, Cash Advances and Balance Transfers*
- $0 Liability on Unauthorized Purchases*
- No Annual Fee*
- FREE Online Account Management*
- No Minimum Income or Cosigner Required*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0%*
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6 Months*
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12.99%*
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None*
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See Site for Details*
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Good Credit*
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Editor's Review:
Because of its platinum status, the Citi® Platinum Select® Card for College Students is one of Citibank's stronger card offers for students so it requires somewhat of an established credit history
...more info
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Discover® Student Card |
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- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0%*
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6 Months*
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14.99%*
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None*
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N/A*
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Very Good Credit*
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Editor's Review:
The Discover Student Card is one of the better card offers for college students currently available. This card, issued by Morgan Stanley, was specifically created for those who have a limited credit history, as most college students do
...more info
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Discover® Student Card - Clear |
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- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases*
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6 Months*
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14.99%*
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$0*
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Yes*
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Good Credit*
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Editor's Review:
The Discover Student Clear Card is one of the leading card offers for college students currently available. This card, issued by Morgan Stanley, was designed specifically for students with a limited credit history, as well as for those with an average credit score. An added bonus is the cash back rewards system, a feature not often seen
...more info
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Fidelity Investments® 529 College Rewards® American Express® |
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- Earn 1.5% on Net Retail Purchases Charged to the Card*
- Fidelity 529 Dollars Earned Will be Transferred to Your Fidelity Managed 529 Plan Account Automatically*
- 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles*
- With American Express Selects(SM), Enjoy Special Online Offers for Your Family from Merchants Around the World*
- Card Issued by FIA Card Services, N.A.*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0%*
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12 Billing Cycles*
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16.99%*
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$0*
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N/A*
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Very Good Credit*
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Editor's Review:
Through the reward program, Fidelity Investments 529 College Rewards American Express cardholders earn 1.5 points for every $100 spent on net retail purchases. Each point is equal to one Fidelity 529 Dollar and points are automatically deposited into the cardholder's Fidelity-managed 529 plan account each time 50 points are accrued.
...more info
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Citi® Driver's Edge® Card for College Students |
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- 0% Introductory APR* for up to 6 months on all purchases, balance transfers AND cash advances*
- Earn rebates towards the purchas of any new or used car*
- Build up your credit profile and history*
- Manage Your Account Online for Free*
- $0 Liability Protection for All Unauthorized Purchases*
- No annual fee*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases, Balance Transfers, Cash Advances*
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6 Months*
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14.99%*
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None*
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See Site for Details*
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Good Credit*
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Editor's Review:
The Citi® Driver's Edge® Card for College Students has been designed primarily as a student credit card for cardholders who plan on buying a new or used car within the next five years. You can earn a rebate of
...more info
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Looking for more articles and free information on student credit cards? We've provided more articles, tips, advice and resources on card offers for students below: - Student Credit Cards Protection - Most student credit cards have zero liability protection for any unauthorized
purchases made with the card. While not a perfect solution to the problem of
lost or stolen cards, it does provide a bit of a safety net
- What to Watch For in College Credit Cards - The proper use of a credit card can be a valuable tool for students to build up an adequate
credit history. However, without a sound understanding of how they work,
or about how to maintain personal financial responsibility, students could find
themselves getting into a great deal of debt.
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