Student Credit Cards
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Student Credit Cards

Because many young people typically lack credit history, students may often find it hard to get approved when they apply for a traditional credit card. Luckily, student credit cards for high school and college students do exist for such circumstances.

At CreditCardAssist.com, we've listed a variety of the very best student credit card offers available from the world's leading card issuers below. By using the site to search and compare each of the college credit cards below, we can help you save time and money by guiding you to the best cards available.

We've listed several of the most popular cards at the top that feature attractive terms and interest rates for students below.

Discover® it for Students
Discover it Students Apply Now
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous...5% cash back in categories that change throughout the year up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% intro APR on purchases for 6 months
12.99%-18.99% V
$0
N/A*
Fair Credit*

Editor's Review: Discover® it for Students card is one of the better card offers for college students currently available. This card, issued by Discover, was specifically created for those who have a limited credit history, as most college students do. ...more info

Citi® Dividend® Card for College Students
Citi Dividend Platinum Select Card for College Students Apply Now
  • Earn bonus cash back each quarter on new must-have categories— like department stores, travel and more, with enrollment
  • Earn a full 1% cash back on all other purchases
  • Free enrollment each quarter for new categories that earn additional cash back.
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% Intro APR for 7 months* on Purchases
13.99%-23.99%* (Variable)
$0*
Yes*
Good Credit*

Editor's Review: Designed with the special needs of the college student in mind, the Citi® Dividend® Card for College Students is a student credit card that offers cash rewards and numerous perks ...more info

Citi Forward® Card for College Students
Citi Forward College Students Apply Now
  • No Cosigner required
  • 5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases.
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line.
Introductory Period Info
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% Intro APR for 7 months on Purchases
13.99%-23.99%* (Variable)
$0*
Yes*
Good Credit*

Editor's Review: The Citi Forward® Card for College Students is a great new rewards card for college students. Student cardholders that can stay within their credit limit and pay on time will be rewarded with interest rate reductions as well as bonus points. ...more info

Credit cards for college students are set up to help young people and/or students build up their non-existent credit history for the future. While reward features and other benefits are typically scaled back for these cards, credit cards for students and teens can still be pretty valuable.

If used wisely, students can use credit cards to take the first step towards building a solid credit history. Utilizing a credit card from one of the leading issuers, such as Citibank®, Discover®, Chase or American Express® is a good place to start.

As always, be sure to thoroughly look over the terms pertaining to each specific card offer (or any card offer for that matter) before applying.

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Looking for more articles and free information on student credit cards? We've provided more articles, tips, advice and resources on card offers for students below:
  • Student Credit Cards Protection - Most student credit cards have zero liability protection for any unauthorized purchases made with the card. While not a perfect solution to the problem of lost or stolen cards, it does provide a bit of a safety net
  • What to Watch For in College Credit Cards - The proper use of a credit card can be a valuable tool for students to build up an adequate credit history. However, without a sound understanding of how they work, or about how to maintain personal financial responsibility, students could find themselves getting into a great deal of debt.