Student Credit Cards
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Student Credit Cards

Because many young people typically lack credit history, students may often find it hard to get approved when they apply for a traditional credit card. Luckily, student credit cards for high school and college students do exist for such circumstances.

At, we've listed a variety of the very best student credit card offers available from the world's leading card issuers below. By using the site to search and compare each of the college credit cards below, we can help you save time and money by guiding you to the best cards available.

We've listed several of the most popular cards at the top that feature attractive terms and interest rates for students below.

Editor’s Pick
Discover it® for Students
Discover it Students Apply Now
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases*.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Introductory Period Info
Regular APR
Annual Fee
Credit Needed
0% intro APR on purchases for 6 months
12.99%-21.99% V
Fair Credit*

Editor's Review: Discover it® for Students card is one of the better card offers for college students currently available. This card, issued by Discover, was specifically created for those who have a limited credit history, as most college students do. ...more info

Citi® Dividend® Card for College Students
Citi Dividend Platinum Select Card for College Students Apply Now
  • Build credit while earning cash back fast
  • Earn 5% Cash Back in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 - 9/30/14
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • You may earn a total of up to $300 per calendar year
  • Choose your payment due date
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
  • Click Apply Now for pricing details
Introductory Period Info
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 7 months* on Purchases
13.99%-23.99%* (Variable)
Good Credit*

Editor's Review: Designed with the special needs of the college student in mind, the Citi® Dividend® Card for College Students is a student credit card that offers cash rewards and numerous perks. ...more info

Credit cards for college students are set up to help young people and/or students build up their non-existent credit history for the future. While reward features and other benefits are typically scaled back for these cards, credit cards for students and teens can still be pretty valuable.

If used wisely, students can use credit cards to take the first step towards building a solid credit history. Utilizing a credit card from one of the leading issuers, such as Citibank®, Discover®, Chase or American Express® is a good place to start.

As always, be sure to thoroughly look over the terms pertaining to each specific card offer (or any card offer for that matter) before applying.

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Looking for more articles and free information on student credit cards? We've provided more articles, tips, advice and resources on card offers for students below:
  • Student Credit Cards Protection - Most student credit cards have zero liability protection for any unauthorized purchases made with the card. While not a perfect solution to the problem of lost or stolen cards, it does provide a bit of a safety net
  • What to Watch For in College Credit Cards - The proper use of a credit card can be a valuable tool for students to build up an adequate credit history. However, without a sound understanding of how they work, or about how to maintain personal financial responsibility, students could find themselves getting into a great deal of debt.