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Student Credit Cards
Because many young people typically lack credit history, students may often find it hard to get approved when they apply for a traditional credit card. Luckily, student credit cards for high school and college students do exist for such circumstances.
Credit cards for college students are set up to help young people and/or students build up their non-existent credit history for the future. While reward features and other benefits are typically scaled back for these cards, credit cards for students and teens can still be pretty valuable.
If used wisely, students can use credit cards to take the first step towards building a solid credit history. Utilizing a credit card from one of the leading issuers, such as Citibank®, Discover®, Chase or American Express® is a good place to start.
Credit Cards for College Students & Teens - Reviews
At CreditCardAssist.com, we've listed a variety of the very best student credit card offers available from the world's leading card issuers below. By using the site to search and compare each of the college credit cards below, we can help you save time and money by guiding you to the best cards available. We've listed several of the most popular credit cards at the top that feature attractive terms and interest rates for students, including the Discover Student Platinum Card and the Discover Clear Card for students.
The Discover Student Platinum Card offers a 0% introductory rate for the first 6 months on all purchases and no annual fee. Also, the Discover Clear Card is another attractive student credit card offer, featuring an intro APR of 0% for 6 months on all purchases, up to 5% cash back on certain purchases and 1% cash back on all other purchases.
As always, be sure to thoroughly look over the terms pertaining to each specific card offer (or any card offer for that matter) before applying.
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Citi® Forward(SM) Card for College Students |
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- The credit card that rewards students for good behavior
- Up to a 2% purchase APR reduction when you pay on time 3 billing periods in a row and stay under your credit line when making purchases
- 6,000 bonus points after $50 in purchases are made within 3 months of account opening
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
- 5 rewards points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases
- 0% APR for 6 months on purchases and balance transfers
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases, Balance Transfers*
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6 Months*
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Prime + 13.99%*
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No
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Yes*
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Good Credit*
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Editor's Review:
The Citi® Forward(SM) Card for College Students is a great new rewards card for college students. Student cardholders that can stay within their credit limit and pay on time will be rewarded with interest rate reductions as well as bonus points.
...more info
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Citi® mtvU™ Platinum Select® Visa® Card for College Students |
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- 0% APR* for 6 Months on Purchases and Balance Transfers*
- No Annual Fee*
- Earn 5 ThankYou Points® for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters and Video Rental Stores*
- Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases*
- Earn 25 ThankYou Points for Paying on Time*
- Earn Up to 2000 ThankYou Points Twice a Year for Maintaining a Good GPA*
- Earn 25 ThankYou Points Every Month When You Pay on Time and Don't Go Over Your Credit Limit
- Redeem Points for Gift Cards, Travel, Electronics, Music, and More*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% Purchases, Balance Transfers*
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6 Months*
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17.24%*
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$0*
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See Site for Details*
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Good Credit*
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Editor's Review:
The Citi® mtvU™ Platinum Select® Visa® Card for College Students offers a unique reward program that awards you for getting good grades and for using your credit wisely. Through the reward program
...more info
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Discover® Student Card |
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- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases*
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6 Months*
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14.99%*
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None*
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N/A*
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Very Good Credit*
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Editor's Review:
The Discover Student Card is one of the better card offers for college students currently available. This card, issued by Morgan Stanley, was specifically created for those who have a limited credit history, as most college students do
...more info
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Discover® Open Road(SM) Card for Students |
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- Double Cashback Bonus® on purchases at grocery stores in November and December*
- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically*
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners*
- No Annual Fee*
- Online Account Access*
- Online Bill Payment*
- View Discover® Card Rates, Fees, Rewards and Other Important Information*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% for Purchases*
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6 Months*
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14.99%*
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None*
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N/A*
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Good Credit*
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Editor's Review:
Through the reward program, Discover® Open Road(SM) Card for Students cardholders earn a 5% rebate on gas and auto maintenance purchases. Plus, cardholders earn up to 1% for general purchases. Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*
...more info
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Discover® Student Card - Clear |
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- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases*
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6 Months*
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14.99%*
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$0*
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Yes*
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Good Credit*
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Editor's Review:
The Discover Student Clear Card is one of the leading card offers for college students currently available. This card, issued by Morgan Stanley, was designed specifically for students with a limited credit history, as well as for those with an average credit score. An added bonus is the cash back rewards system, a feature not often seen
...more info
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Discover® Student Card - Tropical Beach |
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- Unlimited Cash Rewards, Automatically
- More Ways to Earn More Cash than Anyone Else(SM)*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Up to 20% Cashback Bonus® When You Shop Online*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases*
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6 Months*
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14.99%*
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$0*
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Yes*
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Average or Limited History*
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Editor's Review:
Are you interested in obtaining a student credit card that rewards you each time you make a purchase? If so, the Discover® Student Card Tropical Beach rewards card may be just the card you are looking for. Not only does the Tropical Beach card offer an attractive rewards program, it also includes a number of other benefits to its cardholders.
...more info
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Discover® Student Card - Monogram Collection |
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- More Ways to Earn More Cash Back than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases*
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6 Months*
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14.99%*
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None*
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Yes*
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Good Credit*
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Editor's Review:
College students looking for a new credit card that caters to their specific school and lifestyle needs might want to check out the Discover Student Card - Monogram Collection. With this student credit card, there is a 5% rebate on all purchases that are made in common retail locations such as clothes stores, restaurants, and gas stations. Certain travel purchases are also eligible for the 5% rebate. For all general purchases, the card offers a 1% rebate for all other purchases outside of the specified spending categories. The more you spend on the card, the more rebates you accumulate.
...more info
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Looking for more articles and free information on student credit cards? We've provided more articles, tips, advice and resources on card offers for students below: - Student Credit Cards Protection - Most student credit cards have zero liability protection for any unauthorized
purchases made with the card. While not a perfect solution to the problem of
lost or stolen cards, it does provide a bit of a safety net
- What to Watch For in College Credit Cards - The proper use of a credit card can be a valuable tool for students to build up an adequate
credit history. However, without a sound understanding of how they work,
or about how to maintain personal financial responsibility, students could find
themselves getting into a great deal of debt.
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