Discover® Student Card - Monogram Collection
- 0% Intro APR on purchases for 9 months, then the variable purchase APR of 13.99%-20.99%.
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy.
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Transfers
Credit Needed
0% on Purchases*
9 Months*
13.99% - 20.99% (V)*
None*
Yes*
Fair Credit*
Editor's Review:
College students looking for a new credit card that caters to their specific school and lifestyle needs might want to check out the Discover Student Card - Monogram Collection. With this student credit card, there is a 5% rebate on all purchases that are made in common retail locations such as clothes stores, restaurants, and gas stations. Certain travel purchases are also eligible for the 5% rebate. For all general purchases, the card offers a 1% rebate for all other purchases outside of the specified spending categories. The more you spend on the card, the more rebates you accumulate.
One of the features of the rewards program is that the rebates you can earn are not limited and the rebates you've earned on your card will not expire, provided you continue to use the card during each 36 month period. There are also special rebate promotions that will occasionally accompany your monthly statements so it pays to review your statements and the enclosures each month.
For students who want to express themselves, the "monogram" feature allows you to personalize your credit card with your own personal initials. There are three card designs to choose from and you have the ability to include your first initial or your first and last initial directly on the front of the card. Not only do you have spending power and unlimited rebate-earning potential, you also get a customized designer card.
With the Discover Student Card Monogram Collection, you essentially get a personalized card with no annual fee. Discover also offers a 0% APR for the first 9 months the account is opened for all purchases. As with all credit cards, you will need to make on time payments in full each month. By paying off your monthly balance consistently, you will earn more rewards and maintain an excellent credit rating – which is an important aspect of managing credit in college.
If you are looking for a solid student credit card that offers rewards and a introductory APR of 0%, you should check out the Discover Student Card Monogram Collection.
