Is the Occupy movement growing up? No longer just content to camp out in front of banks and march in the streets, our 21st-century hippie friends are now exploring something a little more traditional. It’s book publishing. But dont worry, they havent sold out to capitalism. Their book is free, and its actually pretty cool. Sure, some of the advice in the book is illegal, but hey that’s the Occupy movement for ya.
The Debt Resistors Operations Manual was written by an offshoot of the Occupy Movement called Strike Debt, and Strike Debt aims to do exactly what their name says: they want to eliminate debt. The basic premise is simple: people shouldn’t have to go into debt for an education, because they need medical care, or because they have to put food on the table during hard times,” reads their website. So theyve devised several ways to fight these problems, including raising money to literally buy peoples defaulted debt and publishing a book intended to teach people how to help themselves.
The DRO Manual can best be summed up by a quote from its intro: To the financial establishment of the world, we have only one thing to say: We owe you nothing. From there, the book goes on to provide financially troubled people with clear, step-by-step instructions on how to fight back. It’s a Debt 101 textbook, essentially, and while it’s written in a way thats simple enough for the average person to understand, it’s not condescending. Inside, you’ll find a general overview of different types of debt, from student to municipal and everything in between. You’ll learn a bit about the history of each type of debt. The book then throws down some current statistics and talks about how to improve your own situation.
In fact, the manual leaves almost nothing to the imagination when it comes to resisting debt. If theres a name, phone number, website, email, address or anything else that can be used to help you get out of the hole you’re in, you’ll find it here. It even contains some super-helpful templates for angry letter writing. Strike Debt has also said that the manual is intended to be a living document. In other words, it’ll be revised periodically to include the most current information.
But not all of the advice in here is smart for casual crusaders. Some of it is risky, and some will you get you thrown in the slammer. For instance, the authors suggest lying about your identity to avoid paying emergency room bills. They advise us to simply refuse to pay off our student loans. Strike Debt even recommends giving payday loan lenders a taste of their own medicine by scamming them out of cash. While advice like this could be tempting for crust punks and trust-fund hippies with no real responsibilities or obligations, it makes little sense for the ordinary person who’s just trying to get by in the world.
On the whole, The Debt Resistors Operations Manual is an awesome little resource for consumers. Although some of its suggestions are radical, theres a lot of information in this book that can be of great help to people who are struggling with debt which, as we know, is a lot of people these days. So check it out. After all, youve got nothing to lose. Its free.