Financial crimes are prevalent, especially those involving bank cards like credit cards and debit cards. Cardholders are vulnerable most especially those who possess high-end credit cards with high credit limits.
Financial criminals usually come in the form of credit card thieves and fraudsters. They steal billions of dollars from consumers, commercial establishments, and credit card firms. The individual identities of credit cardholders are taken as well as their account information, creating fraudulent bank cards.
With the widespread use and availability of sophisticated technology employed in carrying out credit card frauds, this crime has been widespread and could be left unresolved. In 2013, six foreign nationals were indicted by US prosecutors for committing credit and debit card thefts and hacking offenses. This incident of financial crime was considered as the largest internet fraud swindling in the history of the United States.
The victims were mainly financial corporations like the Nasdaq OMX Group, Visa Jordan, Citigroup, and PNC Financial Services Group. Well-known shopping destinations like JC Penney and Carrefour as well as JetBlue Airways were severely affected by the historic payment card hacking crime as well. The European and American firms lost hold of over $300 million with the felons stealing approximately 160 million credit card numbers.
These credit card thieves concealed their criminal acts by disabling anti-virus credit card hack software on their targets’ computer systems. They also stored malevolent information on several hacking platforms. The perpetrators of the financial crime sought resellers to whom they sold the active credit card numbers to.
These buyers then allowed “cashers” from internet forums to encode the stolen bank card numbers into actual credit cards.
Considering the magnitude of devastation caused by credit card fraudulence like this, it is high time that consumers, retailers, and bank card-issuing companies learn more about this crime.
Two Common Classifications of Bank Card Fraud
Credit card fraud typically comes into forms: (1) compromising the information associated with the credit card account; and (2) stealing the physical bank card.
When the physical credit card is stolen, cardholders may easily find out that they no longer have their bank card with them. Criminals may perform pick-pocketing, taking their prey’s wallet, and holding their credit card while their attention is elsewhere.
Cardholders can usually report to the banks who issued their credit cards that their bank card was stolen. When it comes to compromising the data relating to the credit card, this is a more serious crime which cardholder victims have to deal with.
The basic details found on credit cards are the name of the cardholder, the Primary Account Number or the credit card number, the credit card’s expiration date, and the secure Card Verification Value (CVV) code.
This type of credit card fraud is actually branched into several types. Cardholder victims are usually unwitting consumers who are unaware when this type of credit card fraud happens.
One form of data compromise is when the criminal would normally pose as a real customer. He would take control of a legitimate credit cardholder’s account and makes purchases illegally.
The source of the compromised credit card account is usually difficult to pinpoint. Thieves can hide the account for long periods of time prior to using the stolen bank card. The victim may only know that he has been violated upon receiving his billing statement. This form of credit card fraud can be mitigated by cardholders checking their accounts often.
In this manner, they can monitor if there are unauthorized transactions on their bank cards.
Bank Card Generators as Means of Helping Prevent Fraud Incidences
Credit cardholders who are avid online shoppers can actually find some safety on their transactions.
Plenty of websites request for the debit and credit card information of visitors. To stay on the safe side, inputting dummy credit card information is helpful.
These details can be obtained from credit card generators online. Online shoppers will no longer have to give their financial information to websites which they just intend to browse.
Online credit card generators help by protecting the privacy of Internet consumers. Moreover, they can be used for testing the validity of certain information, for educative purposes, and for verification.
The information yielded by these online resources are usually mock details. These are not credit card numbers with money already on them that can be used in practical scenarios. Hence, they cannot be considered as real credit card numbers to buy stuff with or to use in other legitimate transactions.
Generating enRoute Bank Card Information Online
The enRoute credit card was issued by Air Canada, the flag carrier and the largest airline of the North American country. Today, very minimal information is available about this defunct bank card. It is presumed that enRoute was conceived before 1978. This is because it was mentioned in a promotional material for the airline company that year.
enRoute was employed for Air Canada transactions only. However, it has grown into a more general, multipurpose bank card for business travelers later on.
This credit card was accepted by restaurants, hotels, and other commercial establishments. With their transactions, enRoute cardholders earned Aeroplan miles starting in 1989, making enRoute as the first credit card to have this feature.
In 1992, Air Canada sold its credit card branch to Diners Club, the New York City-based charge card firm, for C$300 million. In Canada, Diners Club and enRoute credit cards were advertised as “Diners Club/enRoute” credit card. Nowadays, it is quite scarce to find records of such credit card. Its features are also considered vague.
Nevertheless, the existing Aeroplan World MasterCard which is now offered by Air Canada includes the distinguishing features of the enRoute credit card.
Using the enRoute credit card information is considered safe because this type of bank card has already been discontinued. The details generated can be used for educational and data-testing purposes.
Sample Information Generated by the Bank Card Generator
Young or neophyte cardholders and entrepreneurs who are interested in engaging in the payments business can use the enRoute credit card generators.
Examples of these websites are the following:
It is quite simple to get sample credit card information from these websites. Users only need to select the bank card type and click the “Generate” button.
Notice that the enRoute credit card is referred to as “enRoute” or “Diners Club enRoute” in some online credit card generators.
When using Keycardgen.com, this is a credit card generator with the name of the hypothetical cardholder provided. Take a look at the following random sample information yielded:
Credit Card Number: 214940884727024
Expiry Date: 03/2022
Credit Card Type: enRoute
Cardholder’s Name: Shella McNabb
In the example above, the sample credit card number is 2149-4088472-7024. enRoute credit card numbers always begin with the numerical figures, “2014” and “2149”.
The spaces and the digits were embossed on the physical credit cards in the following format:
4-7-4 which is #### – ####### – ####. Hence, the credit card number generated, “2149-4088472-7024”.
Furthermore, typical credit card information is provided in the sample above. These include the bank card’s expiry date (March 2022), the CVV code (“502”), and the kind of credit card (“enRoute”).
The name of the cardholder (“Shella McNabb”), the cardholder’s address (“Leralynn”), and the cardholder’s country of residence (“Turkey”) are provided as well.
By using online credit card generators, consumers can feel at ease when shopping online or when visiting websites that require their credit card information.
They just need to keep in mind that enRoute bank cards are already obsolete and are no longer issued by any banking or credit card-issuing establishments.