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Discover® More® Card

The Discover® More® Card from Discover and CreditCardAssist.com is an outstanding balance transfer credit card that offers 0% for a full 15 months on purchases and balance transfers. Search and compare balance transfer credit cards and then apply online for the Discover More card.
Discover® More® Card
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  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Balance Transfers, Purchases*
15 Months
10.99% - 20.99% (Variable)*
None*
Yes*
Excellent Credit*

Editor's Review: The Discover® More® credit card offers cardholders a cash back rebate on purchases of up to 1%, and an attractive 0% APR on purchases and balance transfers for a full 15 months. The cash rebate program is a tiered rebate program based on the cardholders spending, i.e., the more you spend the higher the cash rebate percentage the cardholder will receive. Cardholders can also receive double cash rebates with Discover's Cash Back Bonus program, but only from participating retail outlets. (See the card offer's application page for more details on the cash rebate offer and rebate percentages.)

One of the main benefits of this card is the 0% interest rate offer for a full 15 months on purchases and balance transfers make it attractive enough to consider it one of the better balance transfer credit card offers.

Once the intro period expires, the regular APR for this card is low compared to other balance transfer credit cards as well. So for those who plan on carrying a monthly balance (occasionally of course) after the introductory promotion, you won't get slammed with an outrageously high APR. Do keep in mind, however, that you must have at least good credit in order to secure the lowest APR available for this particular card offer.

(Review Date: January 14, 2012)