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Capital One® Credit Cards

The Capital One® credit card division has enjoyed phenomenal growth since launching in 1988 as a subsidiary of Signet Bank and has rapidly become one of the largest, most recognizable credit card issuers worldwide. The Capital One® card offer product line includes the following:

  • Customized offers for every customer need
  • Miles, cash back, points and extended 0% APR's
  • No foreign transaction fees
  • Travel rewards with no blackout dates
Editor’s Pick
Capital One® VentureOne(SM) Rewards Credit Card
  • 1.25 miles per dollar on every purchase, every day
  • Earn 10,000 bonus miles, equal to $100 in travel
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • 0% intro APR on purchases until February 2013
  • No foreign transaction fees
  • No annual fee
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases*
Until February 2013*
11.9% - 19.9% (V)*
None*
Yes*
Excellent Credit

Editor's Review: The Capital One® VentureOne(SM) Rewards Credit Card is a great card for frequent travelers with excellent credit ...more info

Capital One® Venture(SM) Rewards Credit Card
  • Money® magazine's "Most Rewarding Card if you crave free airline flights"
  • 2 miles per dollar on every purchase, every day
  • Earn 10,000 bonus miles, equal to $100 in travel
  • Redeem your miles for ANY travel expense
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
13.9% - 20.9% (V)*
$0 intro for first year; $59 after that
Yes
Excellent Credit

Editor's Review: The Capital One® Venture(SM) Rewards Credit Card is perfect for individuals with excellent credit looking for a travel rewards credit card ...more info

Capital One® Platinum Prestige Credit Card
  • 0% Intro APR Until May 2013 on Balance Transfers
  • 0% Intro APR Until May 2013 on Purchases
  • No Annual Fee
  • $0 Fraud Liability if Your Card is Lost or Stolen
  • 24-Hour Travel & Emergency Assistance Gives You a Replacement Card and Cash Advance
  • 24-Hour Roadside Assistance
  • Pick An Image For Your Card - Choose The One Shown Here, Any Of The Hundreds In Our Collection, Or Add Your Own
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases, Balance Transfers*
Until May 2013*
10.9% - 18.9% (V)*
None*
Yes*
Excellent Credit*

Editor's Review: The Capital One® Platinum Prestige Credit Card is a card for those with excellent credit who want a credit card with a 0% introductory rate, a low go-to APR of 10.9% - 18.9% variable and no annual fee ...more info

Capital One® Cash Rewards for Newcomers
  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
24.9% (V)*
None*
Yes*
Fair Credit*

Editor's Review: Capital One® Cash Rewards for Newcomers is an outstanding card offer for individuals with limited or average credit who want to build their credit and earn cash back on their purchases in the process. ...more info

Capital One® Spark(SM) Miles Select for Business
  • Get a 50% bonus on the miles you earn every year
  • Earn 1 mile per dollar on every purchase, every day
  • Save with 0% intro APR until September 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% Intro APR on Purchases*
Until September 2012*
14.9% - 19.9% (V)*
None*
Yes*
Excellent Credit*

Editor's Review: Capital One® Spark(SM) Miles Select for Business is a Visa® for small business owners with excellent credit who are looking for a way to earn airline miles rewards ...more info

Capital One® Spark(SM) Cash Select for Business
  • Get a 50% bonus on the cash back you earn every year
  • Earn 1% cash back on every purchase, every day
  • Save with 0% intro APR on purchases until September 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don’t expire
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% Intro APR on Purchases*
Until September 2012*
14.9% - 19.9% (V)*
None*
Yes*
Excellent Credit*

Editor's Review: Capital One® Spark(SM) Cash Select for Business is a Visa® for small business owners with excellent credit who are looking to earn cash rewards ...more info

Capital One® Spark(SM) Cash for Business
  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus—just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don’t expire
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
13.9% (V)*
$0 intro for first year; $59 after that
Yes*
Excellent Credit*

Editor's Review: Capital One® Spark(SM) Cash for Business is a Visa® for small business owners with excellent credit who are looking to earn cash back rewards for purchases ...more info

Capital One® Spark(SM) Miles for Business
  • Earn 2 miles per dollar on every purchase, every day
  • Get 10,000 bonus miles—just spend $1,000 within the first 3 months
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Enjoy exclusive, award-winning customer service
  • $0 intro annual fee for the first year; $59 after that
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Redeem miles for travel, cash back, gift cards, merchandise, and more
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
13.9% (V)*
$0 intro for first year; $59 after that
Yes*
Excellent Credit*

Editor's Review: Capital One® Spark(SM) Miles for Business card is a Visa® for small business owners with excellent credit looking for a way to earn travel and airline miles rewards ...more info

Capital One® Spark(SM) Classic for Business
  • Enjoy no annual fee
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
22.9% (V)*
None*
Yes*
Fair Credit*

Editor's Review: Capital One® Spark(SM) Classic for Business is a Visa® for small business owners with fair credit who are looking to build their business credit and earn cash back rewards for their purchases in the process. ...more info

Capital One® Secured Mastercard®
  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
22.9% (V)*
$29.00
Yes*
Bad Credit*

Editor's Review: The Capital One® Secured Mastercard® is a secured credit card for people with a limited credit history. ...more info

Capital One®: At A Glance

Founded in 1988 by Richard Fairbank and Nigel Morris, Signet spun-off its credit card business in 1994 specifically to form the Capital One credit card unit, which now operates under the umbrella of Capital One Financial Corporation.

Now a Fortune 500 company, Capital One is well positioned as one of the most innovative, consumer-focused financial companies in the world. With interests in credit cards, home loans, auto loans, banking and savings products, Capital One currently maintains the fifth-largest deposit portfolio in the U.S. and, as one of the true pioneers in credit card marketing, happens to be the fourth-largest customer of the U.S. Postal Service.

Capital One has made a name for itself by offering very attractive, highly customized product offerings in the credit card industry, using customer data in combination with creative marketing and the latest information technology to test and refine highly tailored credit card offerings for their nearly 50 million customers worldwide.

In a very short time, Capital One has gone from a very small consumer lending concern to one of the largest and most widely recognized consumer finance companies in the world. It has been ranked as one of Business Week’s 100 Most Innovative Companies and has become known for being a great place to work, ranking #12 on Fortune’s 20 Great Employers for New Grads as well as Working Mother’s 100 Best Companies to work for list.

Capital One has a wide selection of credit card offers for just about every customer and every credit situation imaginable and is constantly tweaking and improving their card product line in order to bring more innovation and more value to their cardholders.

Submitting a card application with Capital One online has never been easier, and no matter what your credit needs might be, Capital One has a great credit card offer for you. With an outstanding portfolio of great offers that include reward credit cards with outstanding cash back rebates and airline miles rewards to low interest and 0% APR features on balance transfer credit cards, Capital One has a card offer to fit every consumer need.