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CitiBank Credit Cards

  • Great benefits and offers for existing Citi customers
  • Special card offer features for students and premium customers
  • One of the largest banking and financial institutions in the world
Editor’s Pick
Citi® Platinum Select® MasterCard®
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
  • Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0%*
18 Months*
11.99% - 21.99%* (Variable)
None*
Yes*
Excellent Credit*

Editor's Review: The Citi® Platinum Select® MasterCard® is a fairly standard platinum credit card offered by Citibank. The most compelling feature about this card is its attractive 0% introductory rate, placing it right at the top of our low interest credit card category ...more info

Citi® Diamond Preferred® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®.
  • Exciting deals and savings for great brands through Citi Specials
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases, Balance Transfers*
18 Months*
11.99 - 21.99% (Variable)*
None*
Yes*
Good Credit*

Editor's Review: The Citi® Diamond Preferred® Card has no annual fee, and it has a reasonable interest rate for purchases and balance transfers. In addition, the card has a 0% introductory rate on balance transfers and purchases for 18 months ...more info

Citi Dividend Platinum Select Visa Card - $200 Cash Back
  • $200 cash back after $500 in purchases within the first 3 months of account opening
  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
  • 5% average cash back at select merchants through Citi Bonus Cash Center®
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No annual fee*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
15.99% - 22.99%* (Variable)
$0*
Yes*
Excellent Credit*

Editor's Review: Citi Dividend Platinum Select Visa Card - $200 Cash Back is an excellent choice for people looking for outstanding cash back rewards ...more info

Citi ThankYou(SM) Premier Card - Enough for $300 in Gift Cards
  • Earn 30,000 bonus ThankYou(r) Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards
  • 1 ThankYou point for every dollar you spend on purchases
  • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card
  • No foreign transaction fees on purchases*
  • Annual complimentary domestic companion ticket within the continental USA, when booked through our travel benefits provider, Spirit Incentives
  • No points cap and no expiration of points
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
13.99% - 22.99%* (Variable)
$125; waived for the first year*
N/A*
Excellent*

Editor's Review: The Citi ThankYou℠ Premier Card from Citibank is a rewards credit card that offers unlimited ThankYou Point rewards for everyday purchases with 30,000 ThankYou Points as a bonus after the cardholder makes at least $2,000 in purchases within the first 3 months of owning the card ...more info

Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards
  • $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
NA*
NA*
12.99%-22.99%* (Variable)
$0*
Yes*
Excellent Credit*

Editor's Review: For those who are looking for a rewards credit card that offers plenty of opportunities to earn bonus points, the Citi ThankYou(® Preferred Rewards Card - $250 in Gift Cards credit card may be just what you are looking for. ...more info

Citi ThankYou(SM) Preferred Rewards Card - $150 in Gift Cards
  • $150 gift card - Redeem 15,000 bonus points after $1,000 in purchases within 3 months of account opening
  • 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter and for all other purchases*
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
12.99%-22.99%* (Variable)
$0*
Yes*
Excellent Credit*

Editor's Review: The Citi ThankYou(SM) Preferred Card - $150 Gift Card lets cardholders earn unlimited points for everyday purchases, plus 15,000 bonus points after making $1000 in purchases within the first 3 months, redeemable for a $150 gift card ...more info

Citi Simplicity® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases & Balance Transfers *
18 months*
12.99% - 21.99%* (Variable)
None*
Yes*
Excellent*

Editor's Review: The Citi Simplicity® Card is a brand new card from Citi that gives new cardholders a simplified line of credit with fast person-to-person customer service that says goodbye to penalties and fees for missing a payment due date ...more info

Citi® Dividend Platinum Select® Card for College Students
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases*
7 Months*
13.99%-21.99%* (Variable)
$0*
Yes*
Good Credit*

Editor's Review: Designed with the special needs of the college student in mind, the Citi® Dividend Platinum Select® Card for College Students is a student credit card that offers cash rewards and numerous perks ...more info

Citi Forward® Card
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2% (0.25% each quarter, 8X maximum)
  • No Annual Fee
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% If You Qualify*
7 Months on Purchases*
12.99% - 22.99%* (Variable)
No Annual Fee*
Yes
Very Good Credit*

Editor's Review: The Citi Forward® Card is a new generation of rewards card that rewards people for simply doing the right thing. If cardholders simply stay within their credit limit and pay on time, they stand to be rewarded with bonus points and rate reductions. ...more info

Citi® Platinum Select® / AAdvantage® World MasterCard®
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* more than enough for a round-trip domestic flight award*
  • Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of card membership*
  • Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of card membership*
  • $85 annual fee waived for the first 12 months*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
15.24% Variable*
$85, waived for the first 12 months*
N/A*
Excellent Credit*

Editor's Review: The Citi® Platinum Select® / AAdvantage® World MasterCard® is provided by Citibank and is ideal for those with excellent credit who are looking for an airline credit card associated with American Airlines ...more info

CitiBusiness® World Card
  • Designed for businesses with an established credit history
  • $100 gift card - when you redeem the 10,000 bonus ThankYou(R) points received after $300 in purchases within 3 months of account opening
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
  • 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
  • Earn rewards for your business expenses, including purchases made on employee cards
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0%*
6 Months on Purchases*
13.24%* (Variable)
$0*
N/A*
Excellent Credit*

Editor's Review: The CitiBusiness® World Card, a Citibank credit card, was created for those individuals with excellent credit that wish to keep all of their business-related expenses in one place ...more info

Citi® Hilton HHonors® Visa® Signature Card
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No Annual Fee.*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
14.24% or 16.24%* (Variable)
None*
N/A*
Excellent Credit*

Editor's Review: The Citi® Hilton HHonors® Visa® Signature Card, which is issued by Citibank, provides a variety of benefits that are very attractive, including benefits that are common to signature cards and a benefit program with Hilton Hhonors hotels. The Hilton Hhonors Program award cardholders with two points for every dollar they spend on general purchases. ...more info

CitiBank: At A Glance

Citi Cards, the world’s largest provider of credit card products and services, was founded nearly two hundred years ago as the City Bank of New York, opening for business in New York City in 1812. Now recognized as Citibank with over 200 million customers in 140 countries, the company has continued to grow and prosper throughout its rich history and has built a solid reputation in the financial community, surviving and thriving through many turbulent economic environments.

City Bank of New York was later renamed Citicorp after being acquired by bank holding and parent company First National City Corporation in 1968. Citicorp then merged with Travelers Group in 1998 to form Citigroup Inc. Citi Cards continues as a market leader under the Citgroup umbrella with one of the most powerful brands in lending and consumer finance worldwide.

Along with credit cards, Citigroup provides one of the widest varieties of banking, financial and insurance services for consumers worldwide. As an industry leader, Citi Cards continues their long tradition of financial innovation and customized solutions to meet the personal financial needs of both consumers and business owners alike. Citi Cards cover every single category of card offer available in the marketplace, from attractive business credit cards for small business owners, to every card imaginable for consumers including 0% interest APR offers, low rate balance transfers, and outstanding rewards programs, such as cash back, gas rebates, frequent flyer airline miles and more.

The Citi “Platinum Select” family of credit cards are some of the most widely recognized card offers in the marketplace, covering a wide range of features, benefits and credit qualifications. Some of the most recognized Citi Cards include the Citi Platinum Select MasterCard, Citi Diamond Preferred, Citi Dividend Platinum Select Card and Citi Forward Cards.

Citibank cards are great for those who already have a checking, savings or business account with Citi, as they offer complementary benefits to those that do. Citi offers both Visa and MasterCard, but keep in mind, that Citibank’s credit card offers are most suitable for those who have good credit.

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